Piggy Bank and Cookie Jar

Here's the deal. You go to work, hanging out with colleagues in the workplace. And right after 1pm your colleagues asked you out for lunch together. "Let's go to this Japanese restaurant down the road, I feel like eating Ramen" one of them said. For your info, that Japanese Ramen...

The confession of an entrepreneur. You may think that you are prepared to venture into entrepreneurship. But deep down in your heart you are still doubting yourself, whether your heart is guiding you the right path... *Image courtesy of FreeDigitalPhotos.net These 10 signs will...

If you have read my previous post, you would have the idea of cutting expenses in order to save more. And that is the core 'essence' of budgeting. So the next question would be: How to do budgeting? Where should I start?  Here's how I will show to you:- STEP 1: Create a monthly...

Most people earns their income working for a monthly pay. Meaning to say, you only earn your income every end/middle of the month in the form of 'salary'. Let's assume a scenario of Joshua, 36 years old, staying with his wife and a 3-year old son. At the end of the month, he'll...

Piggy bank is our wealth.   Cookie jar is our health. My blog title says it all. This blog is all about managing our personal finances and work life balance. My whole purpose of putting all these in writing because this is what I have been practicing.  We...